Terms and Conditions

1. General Information

These "General Conditions of Use" regulate the use and visualisation of this website.

2. Introduction

CISF - Consultoria e Soluções Integradas de Investimento e Serviços Financeiros, Lda., hereafter referred to as CISF is a Portuguese company, with the corporate entity number 510 258 573.
The head office is at Avenida Duque D'Ávila, 64, 4-A, 1050-053 Lisbon, info@cisf.pt - Tel. +351 216 045 339.

CISF provides this website to all visitors who browse it, and it cannot be understood as a commercial act, but only as an informative and non-binding act.

The information contained in this website does not establish, nor is it intended to establish, any relationship with its visitors.

3. Acceptance of Terms of Use

The use of the Website by the visitor, hereinafter referred to as the "User", automatically produces, upon viewing, the effective and total acceptance thereof.

These general conditions of use can be changed unilaterally and without prior notice or justification.

4. General Conditions of Access and Use of the Website

In general, access to the information contained on the present Website will be free and without charge, and users will not be required to provide information relating to personal data, nor will they be required to use keys or passwords or to subscribe in advance, except to access certain contents or services that may be created in the future especially for this purpose.

5. Industrial and Intellectual Property

5.1 Industrial Property

The names and other distinctive elements (graphics or names) appearing on this website are the property of the CISF company, and their use by unauthorised third parties is prohibited.

5.2 Domain name

The name of the domains www.cisf.pt and www.cisf.com are the exclusive property of CISF, and their improper use constitutes an infringement of the rights conferred by their registration.

5.3 Limitation on Use of Protected Information - Exclusively for Personal Use

It is authorized the viewing, transfer and reproduction of the information contained in this Website, provided there is acceptance of its terms and conditions and for exclusively personal use, not being allowed its use for commercial purposes, in particular it must respect the totality of the information contained in the Website, either with regard to any copyrights, intellectual property rights and/or any other rights belonging to CISF, not being allowed under the terms of the legislation in force its modification, transmission, reproduction, distribution, publication, sale or use in any other way of the Information obtained on the Website.

In particular, and on a purely enunciative and non-exhaustive basis, users undertake not to collect data or content for advertising purposes, and not to transmit or disseminate messages, images, photographs, software, altering data or content that:

  • in any way violate fundamental rights recognized by applicable law.
  • induce, incite or promote criminal acts, are deploratory, defamatory, slanderous, violent, discriminatory on grounds of sex, race, religion or ideology, or in general are contrary to the law, morals or public order.
  • are false, ambiguous, incorrect, exaggerated, obscene or extemporaneous.
  • are protected by any intellectual or industrial property rights belonging to a third party, unless prior and sufficient authorization has been granted by the legitimate owner.
  • damage or may damage the right to honour, personal privacy or the self-image of third parties or infringe the rules on secrecy or confidentiality of communications.
  • constitute illegal, misleading or unfair advertising.
  • contain viruses, Trojan horses, Worms, time bombs or any other material or programmes that may damage or alter the functioning of equipment or computer systems.

Users are liable for all damages and losses of any kind that CISF may suffer, directly or indirectly, as a result of non-compliance with the legislation in force or any of the obligations arising from the general conditions of use of this Website.

5.4 Legal reserve

The use of the contents or services does not imply or presuppose the granting of a license or authorization of use of any kind over the intellectual or industrial property rights or any other rights, and CISF hereby reserves the right to exercise the legal means or actions that may be necessary to defend its legitimate intellectual and industrial property rights, or others.

6. Links to Third Party Websites

This Website contains links to other websites or information fields on other websites which are not under the control of CISF. Third party information included on this Website is provided solely for the convenience of the user.

CISF makes no endorsements, guarantees or statements about these websites, including the products, software, materials, services, content, accuracy or appropriateness of the content of the linked websites.

Any decision by the User to access such websites shall be at the User's own risk. The User shall take particular account of the fact that the policies pursued by other websites linked to the Website may differ materially from these terms.

7. Exclusion of Liabilities and Warranties

The CISF company informs visitors to this website that, in accordance with its internal policy, it will take all necessary steps to ensure that all information on the Website is accurate and up to date.

The use and viewing of this Website are exclusively at the User's own risk.

CISF excludes any express or implied warranty of accuracy or quality and any express or implied warranty of fitness for any particular purpose or non-infringement of third-party rights and assumes no liability for any errors and/or omissions in the Information contained in the Website. CISF expressly excludes any liability for any damages to, or viruses that may infect your computer equipment or other property when you access or browse the Website or download material from the Website to your computer.

Under no circumstances, does CISF accept liability for any direct, indirect, incidental or extraordinary damages, whether contractual or non-contractual, that may result from its action or omission under this agreement, even if CISF has been advised of the possibility of such damages.

8. Miscellaneous Provisions

The duration of this Website will be, in principle, indefinite.

CISF reserves the right to make changes and additions, suspend or terminate the Website at any time without notice.

Use of the Website following the posting of any changes or additions will constitute acceptance of the new terms.

9. Privacy Policy

CISF strictly complies with European and Portuguese standards on personal data protection.

All information regarding personal data is deemed confidential.

10. Refund & Returns Policy

Clients will be refunded the amounts transferred for services rendered if the services cannot be rendered.

In the event that the client revokes the power of attorney at no fault of the attorneys-in-fact, no refunds will be made and payment of outstanding invoices may be pursued.

The costs of refunds and returns shall always be borne by the client.